| Feature | GSIS (Government Employees) | SSS (Private Employees) |
|---|---|---|
| Employee Share | 9.0% of Monthly Basic Salary | 4.5% of MSC (Monthly Salary Credit) |
| Employer Share | 12.0% (Government Agency) | 9.5% (Private Employer) |
| Contribution Ceiling | No Maximum Ceiling (Exact basic pay) | Capped at ₱30,000 MSC (₱35,000 WISP+) |
| Retirement Pension Basis | Basic Monthly Pension (BMP) = (0.025 × AMCSP × YOS) | Highest of 3 Statutory Pension Formulas (RA 11199) |
Calculate your retirement benefits using our SSS Pension Calculator and GSIS Government Salary Calculator.